How do I send money from Europe?

With Taptap Send, you can send money from Europe directly to bank accounts, mobile wallets, and cash pick-up locations abroad. Taptap Send covers transfers to 80+ countries in Africa, the Americas, Asia, Europe, and the Middle East.

What do I need to open an account?

Signing up is a simple, safe and secure process that complies with local regulations and requirements. Requirements:

  • You need to be a resident in one of our available sending countries (please see the full list below)
  • You must have an active mobile phone number from your country of residence
Available sending countries
๐Ÿ‡ฆ๐Ÿ‡น Austria ๐Ÿ‡ซ๐Ÿ‡ท France (incl. Mayotte & La Rรฉunion) ๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands
๐Ÿ‡ง๐Ÿ‡ช Belgium ๐Ÿ‡ฉ๐Ÿ‡ช Germany ๐Ÿ‡ณ๐Ÿ‡ด Norway
๐Ÿ‡ญ๐Ÿ‡ท Croatia ๐Ÿ‡ฌ๐Ÿ‡ท Greece ๐Ÿ‡ต๐Ÿ‡ฑ Poland
๐Ÿ‡จ๐Ÿ‡พ Cyprus ๐Ÿ‡ญ๐Ÿ‡บ Hungary ๐Ÿ‡ต๐Ÿ‡น Portugal
๐Ÿ‡จ๐Ÿ‡ฟ Czech Republic ๐Ÿ‡ฎ๐Ÿ‡ช Ireland ๐Ÿ‡ท๐Ÿ‡ด Romania
๐Ÿ‡ฉ๐Ÿ‡ฐ Denmark ๐Ÿ‡ฎ๐Ÿ‡น Italy ๐Ÿ‡ธ๐Ÿ‡ฐ Slovakia
๐Ÿ‡ช๐Ÿ‡ช Estonia ๐Ÿ‡ฑ๐Ÿ‡บ Luxembourg ๐Ÿ‡ช๐Ÿ‡ธ Spain
๐Ÿ‡ซ๐Ÿ‡ฎ Finland ๐Ÿ‡ฒ๐Ÿ‡น Malta ๐Ÿ‡ธ๐Ÿ‡ช Sweden

How can I send money?

We accept the following payment methods in Europe:

Debit card: Visa, Mastercard, Visa Electron, Maestro (not accepted if prepaid)

Instant bank transfer: Pay directly from your bank account via Plaid (available in most EU countries). See: How do I pay by Instant Bank Transfer (Plaid)?

iDEAL/Wero (Netherlands only): Pay via your Dutch online banking. See: How do I complete a transfer using iDEAL/Wero?

Klarna (Sofort) (Germany only): Pay via your German online banking. See: How do I pay with Klarna (Sofort)?

Bancontact (Belgium only): Maestro cards only, leave the CVV field empty.

PostePay (Italy only). See: Can I use Postepay to send money with Taptap Send?

How much does it cost to send money?

Fees depend on where you're sending. For some destinations, a transfer fee applies, you'll see the exact amount before you confirm. For others, there's no transfer fee, but we make a small margin on the exchange rate.

Either way, the full cost is shown upfront in the app. Check your destination's sending guide for the specifics.

How do I verify my account?

To increase your sending limits, you'll need to verify your identity in the app. You'll be asked to submit a photo ID and a selfie.

Accepted documents
National ID
Resident permit
Driving licence

What are my sending limits?

Your sending limits depend on your verification level. The standard limits are:

Sending from Per-transfer limit
Eurozone EUR 160,000
Sweden SEK 1,800,000
Denmark DKK 1,200,000
Norway NOK 1,840,000
Czech Republic CZK 4,000,000
Hungary HUF 64,800,000
Poland PLN 680,000
Romania RON 800,000

For transfers to mobile money wallets, limits are set by the receiving provider and depend on the type of wallet your recipient holds.

Fixed sending limits also apply. You can read more in our dedicated article: What are my sending limits on Taptap Send?

Still need help? Contact our support team through the app.

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