How can I send money to Vietnam?
Send money to Vietnam with Taptap Send: choose from home delivery, Momo wallet, or bank transfer to 40+ banks. Most transfers arrive within minutes.
Delivery methods and speed
Find below the options to send money to Vietnam along with the most important details for each.
Home delivery: cash delivered to your recipient's door in VND or USD, via Sacombank
Mobile wallet: Momo
Bank transfer: any of 40+ bank accounts in Vietnam
| Delivery method | Typical delivery time | Notes |
|---|---|---|
| Home delivery | Urban: same day (before 3pm VN time)/next day (after 3pm VN time) Rural: 48-72 hours |
Delivered in VND or USD via Sacombank courier |
| Mobile wallet (Momo) | Under 5 minutes in most cases | Available 24/7 |
| Bank transfer | Urban: same day (before 3pm VN time)/next day (after 3pm VN time) Rural: 48-72 hours |
7 days a week (including Public Holidays). May take 2 working days to appear on your recipient's account. |
Fees
Taptap Send always shows you the exact fee and exchange rate upfront, you'll see them on the very first screen before you confirm your transfer. There are no hidden charges.
When sending to Vietnam, the following fee structure applies:
Transfers received in VND (bank transfer or mobile wallet): no sending fee, we apply a small exchange rate margin only.
Transfers received in USD via home delivery: if you're sending from the US, a $0.99 fee applies per transfer. From all other sending countries, no fee.
Sending limits
Your overall account sending limits are based on your verification level. For details, see the article What are my sending limits on Taptap Send?
Cancelling a transfer or requesting a refund
If your transfer has already been delivered, recalling the funds can be difficult and take time. It is sometimes easier for you to resolve this directly with the recipient who received your funds. Contact our support team through the app and we will look into what options are available for your transfer. If no options exist, we will let you know.
You can also refer to our global article Can I cancel or get a refund for my transfer?
For your recipient
Does my recipient need to do anything?
Home delivery: The name you enter must match your recipient's ID exactly. Even a small mismatch can delay or prevent delivery, always double-check before you confirm. The courier will deliver to the address provided; no action needed from your recipient.
Mobile wallet (Momo): Yes, on their first transfer, your recipient must open the Momo app and accept the terms and conditions for receiving remittances. This is a one-time step and does not need to be repeated for future transfers. Your recipient also needs an active Momo wallet to receive funds.
Your recipient can withdraw their Momo balance to a linked bank account at any time:
- Open the Momo app and tap Top Up / Withdraw (Nạp / Rút tiền) in the top left of the home screen.
- Go to the Withdraw tab (Rút tiền) and enter the amount.
- Select the destination bank account and confirm.
Withdrawals up to 30,000,000 VND (~1,260 USD) per month are free of charge.
Bank transfer: No action needed. Funds are deposited directly into your recipient's bank account.
What details does my recipient need to provide?
Home delivery: Your recipient's full name (must match their ID exactly) and home address.
Mobile wallet: The mobile number registered to your recipient's Momo account.
Bank transfer: Your recipient's full name, bank name, and account number.
Still need help? Contact our support team through the app.