How can I send money to Nigeria?
With Taptap Send, you can send money directly to bank accounts across Nigeria. Most transfers arrive in under 2 minutes.
Delivery methods and speed
Taptap Send currently supports bank transfers to Nigeria. Transfers go directly to any major Nigerian bank account.
| Delivery method | Typical delivery time | Notes |
|---|---|---|
| Bank transfer | Under 2 minutes (95% of transfers) | All major Nigerian banks are supported. May take 2 working days to appear on your recipient's account. All transfers use the 10-digit NUBAN account format |
Fees
Taptap Send charges no transfer fees for sending money to Nigeria. The cost of your transfer is built into the exchange rate, there are no hidden charges.
Sending limits
There are no specific limits set up by banks in Nigeria.
Your overall account sending limits are based on your verification level. For details, see the article What are my sending limits on Taptap Send?
Cancelling a transfer or requesting a refund
If your transfer has already been delivered, recalling the funds can be difficult and take time. It is sometimes easier for you to resolve this directly with the recipient who received your funds. Contact our support team through the app and we will look into what options are available for your transfer. If no options exist, we will let you know.
You can also refer to our global article Can I cancel or get a refund for my transfer?
What if my transfer needs to be recalled?
If you ask us to recall the funds sent to a Nigerian bank account, the local bank will temporarily freeze the recipient bank account while the funds are being reversed. This is called placing a "lien" on the account, it is required under Nigerian banking regulations, and is not something Taptap Send can override directly. The freeze is automatically lifted after two weeks if the funds have not been recovered by then.
If you change your mind and no longer want the reversal, please contact our support team through the app as soon as possible: we can ask our Nigerian partner to lift the lien and let your recipient access their funds again.
For your recipient
Does my recipient need to do anything?
No. The money goes directly to your recipient's bank account. They do not need to take any action to receive it.
What details does my recipient need to share?
To send money to Nigeria, you will need your recipient's 10-digit NUBAN account number and the name of their bank. Make sure the account details are correct before you confirm, as transfers go directly to the account number you provide.
Which banks support NGN (Naira) bank deposits in Nigeria?
Taptap Send supports NGN (Naira) bank deposits to the following banks in Nigeria:
| Bank name | |
|---|---|
| Access Bank | Ecobank Nigeria |
| Fidelity Bank | First Bank Nigeria |
| First City Monument Bank | Globus Bank |
| Guaranty Trust Bank Plc | Heritage Banking Company |
| Jaiz Bank | Keystone Bank |
| Kuda Bank | Moniepoint |
| Opay | Palmpay |
| Polaris Bank | Providus Bank |
| Stanbic IBTC Bank | Standard Chartered Bank Nigeria |
| Sterling Bank | Union Bank of Nigeria |
| United Bank For Africa | Unity Bank |
| Wema Bank | Zenith Bank International |
Still need help? Contact our support team through the app.