How can I send money to Malawi?
Send money to Malawi with Taptap Send. You can send to any bank account, or directly to an FDH, TNM, or Airtel mobile wallet.
Delivery methods and speed
Find below the options to send money to Malawi along with the most important details for each.
| Delivery method | Typical delivery time | Notes |
|---|---|---|
| Bank transfer | Within a few minutes | Available 24/7. May take 2 working days to appear on your recipient's account. |
| FDH | Within a few minutes | Available 24/7. |
| TNM | Within a few minutes | Available 24/7. |
| Airtel | Within a few minutes | Available 24/7. |
Fees
Taptap Send always shows you the exact fee and exchange rate upfront before you confirm your transfer. There are no hidden charges.
When sending to Malawi, there is no flat transfer fee. We make a small margin on the exchange rate, which is always shown clearly before you confirm.
Sending limits
Malawi-specific limits per delivery method are described below:
| Delivery method | Max per transfer (MWK) | Notes |
|---|---|---|
| FDH | 200,000 | Depends on the recipient's wallet status |
| TNM | 750,000 | Depends on the recipient's wallet status |
| Airtel | 750,000 | Depends on the recipient's wallet status |
For details on your overall sending limits, see the article What are my sending limits on Taptap Send?
Can I cancel my transfer or get a refund?
If your transfer has already been delivered, recalling the funds can be difficult and take time. It is sometimes easier to resolve this directly with the recipient. Contact our support team through the app and we will look into what options are available. You can also refer to our global article Can I cancel or get a refund for my transfer?
For your recipient
Does my recipient need to do anything?
Bank transfer: No action needed. Money is deposited directly into their account once the transfer is processed.
FDH, TNM, Airtel: No action needed. Funds are credited directly to their mobile wallet.
What details does my recipient need to provide?
Bank transfer: Their full name, bank name, and account number.
FDH, TNM, Airtel: No details needed at collection. Make sure you enter the correct mobile number when sending, as money is sent directly to the wallet linked to that number.
How does my recipient cash out?
Bank transfer: Funds are available directly in their bank account.
FDH: Funds are available in their FDH wallet. They can withdraw cash at any FDH Money Bureau Service Centre, FDH Bank Service Centre, or FDH Kiosk, or via the FDH mobile banking app.
TNM: Funds are available in their TNM Mpamba wallet. They can withdraw cash at any of the thousands of authorised TNM Mpamba agents across Malawi. There is no cash out fee for the recipient.
Airtel: Funds are available in their Airtel Money wallet. They can withdraw cash at any authorised Airtel Money agent or Airtel customer care shop. A small cash out fee applies, based on the amount withdrawn.
Information for the recipient may change. We recommend checking directly with FDH, TNM, or Airtel for the latest details.
Still need help? Contact our support team through the app.